We Manage Risk Effectively.
Strategies and solutions for optimum outcomes.
Our Proactive Approach to Anticipating and Balancing Risk
At Porter & Curtis, most of our clients employ alternative risk solutions such as captives, self-insured pools, and other strategies beyond traditional insurance to manage and transfer risk. To help control our client’s total cost of risk, we determine risk appetite and capacity and identify the optimal approach among alternatives.
How We Help Reduce & Manage Costs
Build Efficient Structures
We retain claims expense in the “working loss layer” and compare risk- transfer options on a net present value basis. We’re licensed for admitted and non-admitted insurance, direct reinsurance, and capital markets; we access global markets as well as the U.S., London, Bermuda, European, and Asian markets.
Mitigate Claim Expense
It’s all about the losses; they are a direct expense and drive the cost of insurance protection and claims administration. Thus we identify and exploit pre-loss (prevention) and post-loss (mitigation) opportunities to eliminate costs. We bring a unique focus and attention to identifying prospective third parties for recovery via tender, contribution, and subrogation.
Integrated Risk Management©
We identify the root causes of loss to determine what changes in the organization and/or processes should be made to garner positive outcomes and reduce claims. We then create practical, manageable risk-management standards based on the loss drivers in your organizations.
Online Integrated Risk Management System©
Porter & Curtis also provides clients with access to Quadra developed by AETI, a risk management software application to maintain insurance exposure asset information, allocate insurance costs, and manage risk and loss control through a streamlined, easy-to-use interface. This unique solution consolidates all exposure information and simplifies insurance management tasks, leading to reduced losses, increased efficiencies and better decision-making.
The risk management module within Quadra allows clients to organize their company’s risk management standards and enables employees to be responsible for properly managing their exposures.
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